According to AAA and BBB, an estimated 35 million vehicles experience some sort of mechanical breakdown each year. It’s not a question of If your vehicle will breakdown, but when your vehicle will break down. Are you financially prepared to pay for a blown engine? Transmission? A/C or heater repair Protect My Car. We offer industry-leading direct Auto Repair coverage. With one of our plans, you’ll never be responsible for the full cost of car repairs. We can help you with this by offering flexible monthly payment plans that cover the repair costs through six vehicle protection plans. Three of these plans are Vehicle Service Contracts for vehicles under 13 years old and have less than 124,999 miles.